Member interest list · Uganda

Turning today's savings into collective wealth.

Enkya Capital is a member-owned cooperative. We pool our monthly savings into one professionally managed fund, let it grow for five years, then build something we all own — together.

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1 of 1,000 members
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01 · The problem

Saving alone is a
losing game.

You already know this. You feel it every time you check prices. Here's why it keeps happening.

i

Prices rise faster than your savings.

Money in an ordinary account earns very little. Meanwhile, everything costs more each year. Your balance grows — but what it can buy shrinks.

ii

The best doors only open for big money.

Serious investments ask for serious minimums. One salary can't reach them. So the strongest returns keep going to people who already have wealth.

iii

Money leaves and never comes back.

Every shilling you spend outside your community is gone for good. It builds someone else's neighbourhood, someone else's future.

But what happens when thousands of us save, grow, and trade as one?

02 · The answer

One cooperative.
Three simple moves.

🌱

Save together

Every member contributes monthly, in steps of UGX 100,000 — you choose the level that fits your income. The pool goes into a regulated unit trust, run by licensed professionals. Together, we're big enough for doors that stay closed to individuals.

📈

Grow together

For five years, the fund grows untouched. No withdrawals, no leaks, no exceptions. At year five, members vote on one high-value venture — manufacturing, healthcare, trade, or infrastructure — and dividends begin.

🔄

Trade together

Members supply each other's everyday needs — food, transport, services, materials, and more. The cooperative buys from members first. So the money you spend becomes another member's income, and it stays in the family.

Each month
You save
→
One pool
Managed fund
→
Five years
It grows
→
We vote
The venture
→
For life
Dividends
03 · Your numbers

What could five years do?

Slide to the monthly amount that fits you. Watch what steady, pooled saving looks like.

UGX300,000
100K200K300K400K500K700K1M1.5M2M
You put in (60 months)
UGX 18M
Illustrative value, year 5
UGX 24.5M
Illustrative growth
+36%
Illustrative projection based on prevailing Ugandan unit trust yields (12% p.a.) — not a promise of returns. Actual performance depends on the fund and may be lower or higher. FV = C × [((1.01)⁶⁰ − 1) / 0.01].
04 · The closed economy

The shilling that stays.

In most communities, money arrives and leaves. In Enkya, it circulates.

Every member declares three things they can supply — a primary, secondary, and tertiary offer. Maybe you bake. Maybe you drive. Maybe you build websites or sell fresh produce.

When the cooperative or its members need something, we buy from members first. Your spending becomes another member's income. Their spending becomes yours. Round and round it goes — and the community gets richer every lap.

…a growing member-to-member catalog, from the kitchen table to the construction site.

05 · The road ahead

Four phases.
One destination.

Phase 1 · Now

The interest list

We gather the members who believe in this. No money is collected — just your name, your intended level, and what you can supply. This list is the seed of everything.

Phase 2

The first hundred

Registration as a cooperative society completes. The first hundred committed members open accounts, and the first contributions flow into the regulated fund.

Phase 3

We scale

Membership grows. The supply catalog goes live and members start trading with each other. The fund compounds quietly in the background — and every member can see the balance.

Phase 4 · Year 5

The venture

Members vote on one high-value venture — manufacturing, import/export, healthcare, or infrastructure. The pool capitalizes it. Dividends begin, and keep coming.

06 · Trust & governance

Built so you never
have to just take our word.

🏛️

A registered cooperative

Enkya is being registered as a cooperative society in Uganda. Every member has a vote. Every decision is on the record.

🔐

Your money never sits with us

Contributions are held in a unit trust regulated by the Capital Markets Authority and run by a licensed fund manager — not by us.

🗳️

Members hold the wheel

Elected committees run day-to-day matters. Quarterly assemblies review everything. Big decisions go to a member vote — always.

🔍

Nothing hidden, ever

Annual external audits. Every member can see the pool balance at any time. No hidden fees, no black boxes.

07 · Read this before you join

We'd rather lose you now
than disappoint you later.

This only works if every member goes in with clear eyes. Here is the honest print — large, not fine.

08 · Join us

Put your name down.

Two minutes. No money collected — this is an expression of interest only. We'll contact you when membership opens.

1 of 1,000 members
Expression of interest only — completing this form is not a financial commitment. No funds are collected at this stage.
1 About you
🇺🇬 +256
2 Your monthly level
3 What can you supply?

Pick from the catalog or type your own. These three offers map our member-to-member economy.

4 Consent

Welcome, Member #—

You're on the list.

Know someone who should be here too? Tell them about Enkya.